Street Associates

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  • More
    • Home
    • About Us
      • About Us
      • Privacy Policy
    • Residential Mortgages
      • First Time Buyers
      • Second Charge Lending
      • Bridging Loans
      • Lending into Retirment
    • Buy to Lets
      • Buy to Lets
      • Portfolio Landlord
    • Complex Lending
      • Second/Holiday Home
      • International Lending
      • Employment Status
      • Equity Release
    • Specialist Lending
      • Commercial Finance
      • Development Funding
      • Interest Only
      • Property Types
      • Factoring & Invoicing

Street Associates

Street AssociatesStreet AssociatesStreet Associates
  • Home
  • About Us
  • Residential Mortgages
  • Buy to Lets
  • Complex Lending
  • Specialist Lending

Holiday/Second Home & Holiday Let

There are many mortgage options available for people looking for a holiday home, whether it be as an investment to rent out, or for use exclusively by yourself and your family. 


 Technically a holiday home will be classed as a second home, unless you plan to rent it out for most of the year. So what is the difference between a second or holiday home versus a holiday let? 


Firstly, a holiday home is one that is likely to be kept empty for a large portion of the year. You may come and go for your holidays, but you won’t have other visitors staying there and paying you rent. 


Secondly, a holiday let property will be an investment, meaning you will be responsible for maintaining the property and trying to attract regular visitors to increase your rental income throughout the year.

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R.A. Street Associates Ltd       Company Number: 05488321

Registered Office: 31 Waterloo Road, Wolverhampton, WV1 4DJ in England. 

We are also authorised and regulated by the Financial Conduct Authority.     

Our FCA number is 845831.

The FCA does not regulate most Buy to Let mortgages.


YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.   

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

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